Insurance policies contain critical coverage details buried in dense legal language, endorsements, and exclusions that take hours to analyze. Attorneys, claims professionals, and policyholders struggle to quickly identify what's covered, what's excluded, and what conditions must be met. Missing key provisions can lead to coverage disputes, denied claims, and inadequate risk protection.
Insurance policies contain critical coverage details buried in dense legal language, endorsements, and exclusions that take hours to analyze. Attorneys, claims professionals, and policyholders struggle to quickly identify what's covered, what's excluded, and what conditions must be met. Missing key provisions can lead to coverage disputes, denied claims, and inadequate risk protection.
CaseMark automatically analyzes insurance policies to extract and organize coverage terms, exclusions, conditions, and limitations into structured, accessible summaries. Generate comprehensive policy overviews in minutes that highlight critical provisions, flag ambiguities, and enable fast decision-making for claims assessment and coverage evaluation.
This workflow is applicable across multiple practice areas and use cases
Insurance policy summaries are critical in commercial litigation involving coverage disputes, breach of contract claims, and bad faith litigation where understanding policy terms, exclusions, and coverage limits is essential.
Commercial litigators frequently handle insurance-related disputes and need to quickly analyze policy language to assess coverage obligations, defend or pursue claims, and evaluate litigation strategy based on policy provisions.
Personal injury attorneys use insurance policy summaries to evaluate available coverage for damages, identify applicable policies, and assess policy limits when pursuing claims against defendants or negotiating settlements.
Understanding insurance coverage is fundamental to personal injury practice for determining recovery potential, identifying all available insurance sources, and navigating underinsured/uninsured motorist claims.
Employment litigators analyze insurance policies to determine coverage for employment practices liability, directors and officers liability, and professional liability claims involving wrongful termination, discrimination, and harassment.
Employment litigation often involves insurance coverage questions regarding EPLI policies, and attorneys need to understand policy terms to assess whether claims are covered and to what extent.
M&A attorneys review insurance policy summaries during due diligence to assess target company risk exposure, evaluate adequacy of coverage, and identify potential liabilities or gaps in insurance protection.
Insurance coverage analysis is a critical component of M&A due diligence, helping acquirers understand risk transfer mechanisms and negotiate representations and warranties insurance.
Real estate litigators use insurance policy summaries to evaluate coverage for construction defect claims, property damage disputes, title insurance claims, and professional liability matters involving real estate transactions.
Real estate litigation frequently involves insurance coverage issues including builder's risk, general liability, and title insurance policies that require careful analysis of terms and exclusions.
CaseMark can analyze all standard insurance policy types including property, liability, commercial general liability, professional liability, directors and officers, cyber, health, life, auto, homeowners, and specialty coverage policies. The tool handles both personal and commercial insurance policies, including complex policies with multiple endorsements and riders.
CaseMark analyzes endorsements and riders as integrated components of the policy, identifying how they modify, expand, or restrict base policy coverage. The summary clearly indicates which provisions come from endorsements versus the base policy, and flags any conflicts or ambiguities between different policy documents.
Yes, CaseMark flags ambiguous language, potentially conflicting provisions, and areas where coverage interpretation may be uncertain. While it doesn't provide legal conclusions, it highlights provisions that may require further analysis or could become points of dispute in claims handling.
CaseMark summaries are designed for professional use in claims assessment and coverage analysis, extracting policy language verbatim where critical and organizing it systematically. The summaries preserve the specific terms, conditions, and exclusions as written in the policy, enabling accurate coverage determinations while making the information more accessible than the original policy document.
Absolutely. CaseMark generates summaries that balance technical accuracy with accessibility, making them suitable for client communications. The structured format allows you to share the complete summary or extract specific sections relevant to client questions about their coverage, exclusions, or obligations under the policy.