← Back to workflows
Commercial Real Estate

Closing Statement (ALTA)

Preparing ALTA settlement statements manually requires meticulous calculation of debits, credits, prorations, and payoffs across multiple transaction documents. Real estate attorneys and closing agents spend hours cross-referencing purchase agreements, loan documents, and tax records to ensure accurate buyer and seller summaries, risking calculation errors that can delay closings.

Automation ROI

Time savings at a glance

Manual workflow2.5 hoursAverage time your team spends by hand
With CaseMark8 minutesDelivery time with CaseMark automation
EfficiencySave 18.8x time with CaseMark

The Problem

Preparing ALTA settlement statements manually requires meticulous calculation of debits, credits, prorations, and payoffs across multiple transaction documents. Real estate attorneys and closing agents spend hours cross-referencing purchase agreements, loan documents, and tax records to ensure accurate buyer and seller summaries, risking calculation errors that can delay closings.

The CaseMark Solution

CaseMark automates the entire ALTA settlement statement drafting process by extracting transaction details from your documents and generating accurate buyer and seller summaries with proper debits, credits, and calculations. Simply upload your purchase agreement and supporting documents, and receive a complete, formatted ALTA closing statement in minutes, ready for review and execution.

Key benefits

How CaseMark automations transform your workflow

Generate complete ALTA settlement statements in 8 minutes vs. 2.5+ hours manually

Automatically calculate buyer and seller transaction summaries with accurate debits and credits

Eliminate calculation errors in prorations, payoffs, and closing cost allocations

Extract transaction details directly from purchase agreements and loan documents

Produce consistently formatted statements compliant with ALTA standards

What you'll receive

Header with settlement and disbursement dates
Property address and party identification
Summary of Seller's Transaction (debits and credits)
Summary of Buyer's Transaction (debits and credits)
Sales price and earnest money deposit
Loan amount and payoff calculations
Proration of taxes and other adjustments
Closing costs breakdown
Cash due to seller calculation
Cash due from buyer calculation
Total debit and credit summaries

Document requirements

Required

  • Purchase Agreement
  • Loan Documents
  • Title Commitment

Optional

  • Payoff Statements
  • Tax Proration Calculations
  • Commission Agreement
  • Closing Cost Estimates

Perfect for

Real Estate Attorney
Closing Agent
Title Company Officer
Real Estate Paralegal
Commercial Real Estate Attorney
Transactional Attorney

Also useful for

This workflow is applicable across multiple practice areas and use cases

ALTA settlement statements are essential closing documents for residential real estate transactions, documenting all financial aspects of home purchases and sales.

Residential closings require the same ALTA-compliant settlement statements as commercial transactions, with identical calculation requirements for buyer/seller debits, credits, and prorations.

Loan And Financing85% relevant

Settlement statements are required for real estate-secured loan transactions to document loan proceeds, payoffs, and all financial terms at closing.

Loan and financing attorneys need accurate settlement statements for refinancing and purchase-money loans, showing loan amounts, payoff calculations, and fund disbursements.

Settlement statements serve as critical evidence in disputes over closing costs, commission allocations, proration calculations, and fund disbursements in real estate litigation.

Real estate litigators frequently analyze settlement statements to identify errors, misallocations, or fraudulent transactions, making accurate statement generation valuable for case preparation and expert analysis.

Frequently asked questions

Q

How does CaseMark generate ALTA settlement statements?

A

CaseMark extracts key transaction details from your purchase agreement, loan documents, and supporting files, then automatically populates the ALTA settlement statement format with accurate buyer and seller summaries, including all debits, credits, and calculations. The system handles prorations, payoffs, and closing costs to produce a complete statement ready for review.

Q

What documents do I need to upload to create an ALTA closing statement?

A

At minimum, you'll need the purchase agreement, loan documents, and title commitment. Optional documents like payoff statements, tax proration calculations, and commission agreements help CaseMark generate more complete and accurate settlement statements with all transaction details properly reflected.

Q

Can CaseMark handle complex commercial real estate transactions?

A

Yes, CaseMark is designed to handle both residential and commercial real estate closings, including complex transactions with multiple loans, prorations, and adjustments. The system accurately calculates debits and credits for both buyer and seller sides, regardless of transaction complexity.

Q

How accurate are the calculations in AI-generated settlement statements?

A

CaseMark uses advanced AI to extract financial data and perform calculations with high accuracy, following ALTA standards for settlement statement preparation. All generated statements should be reviewed by the closing agent or attorney, but the automation eliminates common manual calculation errors and ensures mathematical consistency.

Q

Does the ALTA statement include both buyer and seller transaction summaries?

A

Yes, CaseMark generates complete ALTA settlement statements with separate transaction summaries for both buyer and seller, including all debits, credits, prorations, and cash due calculations. The output provides a comprehensive view of the entire transaction for all parties.

Q

Can I customize the ALTA settlement statement after it's generated?

A

Yes, CaseMark produces editable settlement statements that you can review and modify as needed. The AI-generated draft provides a solid foundation with accurate calculations, which you can adjust for any last-minute changes or specific transaction requirements before finalization.

Q

How much time does CaseMark save on closing statement preparation?

A

CaseMark reduces ALTA settlement statement preparation from 2-3 hours of manual work to approximately 8 minutes. This dramatic time savings allows closing agents and real estate attorneys to handle more transactions, reduce closing delays, and focus on client service rather than spreadsheet calculations.